Guarantee and lending

The Debt Office provides guarantees and loans to both government and private entities following approval by the Riksdag (Swedish Parliament) and the Government. A fee is charged for the service.

Huvudet på en person bakifrån, tittandes på en skärm

Limiting the central government’s risk

The Debt Office publishes an annual risk analysis regarding the central government’s overall guarantees and lending.

Risk analyses
Riksgälden miljö med medarbetare

Guarantee and lending

The Debt Office provides guarantees and loans to both government and private entities following approval by the Riksdag (Swedish Parliament) and the Government.

The Debt Office's guarantees and lending

How it works

The main principle is that the fee for a guarantee or a loan must correspond to the central government’s expected cost. This includes the cost of an expected credit loss as well as the administrative cost of providing the guarantee or loan.